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Buying before aliyah, buying after: the timing question nobody asks early enough
Most of the decisions in a property purchase are about the property. This one is about a date, and it is routinely settled months before anybody realises it is a decision at all. Israeli purchase tax — mas rechisha — is charged on residential acquisitions on a banded basis, and the bands that apply to […]
What handover inspection finds when nobody is there to look
For three or four years the balance of power in an off-plan purchase has been reasonably stable. You hold a contract and a bank guarantee; the developer holds your money and an obligation. Then the building finishes, and everything compresses into a single appointment. Handover — mesira — is the moment at which your leverage […]
Source of funds: what an Israeli bank actually wants from a buyer in London
A client of ours sold a business in England, sat on the proceeds for two years, moved them between two accounts and a bond, and then wired a substantial sum to Israel to pay a construction milestone. The money left London on a Tuesday. It reached the Israeli bank the same week. It then sat, […]
The shovar, and the money that leaves the guarantee
If you buy an apartment that has not been built yet, you are handing large sums to a company in exchange for a promise about the future. Israeli law took a view on that arrangement decades ago, and the view was that the buyer’s money must be secured. The protection is real and it is […]
Four days in Israel: why the viewing trip is the most expensive weekend in the market
It is the most natural plan in the world, and we watch it go wrong several times a year. A family in Manchester or Toronto decides the time has come. They book four days. They line up eleven viewings and two sales offices with the help of three agents who have never spoken to one […]
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